Our loan modification solutions offer unique opportunities to homeowners who are behind and struggling with their mortgage payments. Our loss mitigation team consists of mortgage modifiers and loan negotiators offer more effective mortgage relief services. US Loan Outreach remains committed to providing home financing solutions to distressed homeowners with mortgage modification programs that create an affordable monthly payment while ensuring fixed simple interest rate terms that make sense financially because the newly modified payments increase cash flow significantly. US Loan Outreach continues to negotiate loan modification plans and loan workouts with credit unions, banks, and mortgage lenders like Citi Bank, Chase, BofA, Countrywide, HSBC, Washington Mutual, US Bank, UBOC, Wells Fargo and Wachovia. Our loan negotiators and foreclosure lawyers have the experience you need to get mortgages modified efficiently to the lowest possible mortgage rate that yields the most significant reduction in monthly home loan payments. The Fed agreed to buy $500 billion in bad mortgage securities guaranteed by Fannie Mae and Freddie Mac that will ensure loan modification opportunities for millions of distressed homeowners.